Our Philosophy
“If you don’t know where you are going, you are certain to end up somewhere else.”
Our experience has taught us that a well defined strategy, when followed by a well executed implementation plan, is a critical determinate for success in your financial life. Together, we will formulate a Financial Life Plan that will help to protect and support solutions to ensure that there are sufficient resources to meet your life goals. As we take this journey together, we will update and adjust your Financial Life Plan as needed based upon the ever changing resources and life events that will inevitably shape your future.
Our Strategic Approach
We start by getting to know you: who you are and what you value. Next, we help clarify and map your current financial situation, including any assets and liabilities that make up your personal balance sheet. The final step is to understand your life goals, challenges, and financial priorities.
With all of this baseline information in hand, we build a custom Financial Life Plan that defines the strategic steps needed to connect where you are today and your long-term objectives. A process that is never finished, we continuously monitor and track your process and adjust our recommendation based changes within your life and investment markets.
Our mission in all of this is to provide truly comprehensive care for your wealth. This means that if you require services that go beyond wealth management – like private banking or lending – we will find the right solution for you within our network of trusted partners.
Financial Life Planning
We go beyond asset management and portfolio strategy to provide sound, fiduciary guidance covering the critical pieces of your financial life.
-
Goal Planning
-
Cash Flow Planning
-
Net Worth Statement
-
Retirement Planning
-
Education Funding Analysis
-
Eldercare Planning
-
Marriage Planning
-
Social Security Maximization
Estate & Tax Planning
Within your Financial Life Plan, we address key estate and tax planning needs that other advisory services may leave out.
-
Estate Planning Document Review
-
Wealth Transfer Planning
-
Charitable Gift Planning
-
Tax Minimization Strategies
-
IRA and/or Retirement Plan Distribution Analysis
-
Employee Benefit Analysis
-
83(B) Restricted Stock Election Analysis
Risk Management
At each step of the process, we use sound risk management principles to help reduce volatility.
-
Liability Management
-
Concentrated Low Basis Asset Planning
-
Restricted Stock Plan Analysis
-
Employee Stock Option Analysis
-
Asset Protection Strategies
-
Rule 10b5-1 Plan Services